Welcome
to Lending and Loan Management, a Bachelor Level course in the
curriculum for the degree, Bachelors in Financial Management.
This courses primary focus is on the tools and techniques for
managing credit risk. The course provides new analytic tools
available for student or credit practitioner, assisting them
what approach, analytical/quantitative is best for there institution.
This is a five-semester hour course. This course is allotted ten weeks of time. You must complete all of the requirements for the course successfully by the end of the ten-week period. The first day of week one will begin the day that you register for the course, or the day which you notify me that your textbook has arrived and you are ready to begin your studies. Please be cognizant of the time frame. It is rare that extensions of time are permitted, unless you have good justification. Upon successful completion of this course, you will be awarded five semester hours of credit.
There is one (1) required textbook for this course.
Book 1: Credit Analysis & Lending Management, John Wily Pub, ISBN: # 9780470800416.
There is one exam for this course, the final. It will cover the materials in the book "Managing Credit Risk: the Next Great Financial Challenge" This will be a large exam but please remember that there is not a mid-term. This will be an open book, you will have (3) three days to complete your exam once you access it from the classroom. The Final Exam must be taken by the end of the 10th week in the course
The exam is programmed and is located in the classroom
for this course. The examination is "open book" objective type.
You will have three (3) days to complete your exam, once you
access it from the classroom. To access the exam, you must send
me an email and request to have access to the exam. Upon registration,
you will receive my email address. I will then program your access
in. You will receive an email back from me telling you that you
are now authorized to go ahead and to access your exam. To access,
you will come into the classroom, click on testing, and click
on the exam you are taking. You will need your User ID and PASSWORD
to access the exam. The exam will appear on your screen. Once
you access the exam, you have forty-eight hours to submit your
answers. The program provides me the exact date and time that
you accessed the exam. The program also notifies me of the exact
date and time that you submitted your answers. Thus, the program
is timing you. When you are ready, go back into the classroom
and click in your responses and then click submit. Shortly, you
will receive the exam in your email box with your computed score.
You will also know what questions, if any, that you missed, and
what the correct answer is. I also receive a copy of your exam
and your score.
The grading scale for this course is as follows:
90-100% = A
80-89% = B
70-79% = C
Below 70% = Fail
You are encouraged to communicate with me. I am available as a teacher, coach, and mentor to assist you in meeting your goals for this course. Primarily, communication is through email. However, I am also available for conversation by telephone if you would like. Our classroom for this course has a "chat" room. I am also very willing to meet with you one-on-one in the chat room at your request. From time to time, depending on how many students are enrolled in this course at a particular time, we will have some scheduled group chats. You will receive more detailed information at the time such chat sessions are scheduled. Please keep my email address handy so that you can contact me whenever necessary. If at any time during this course you change your email address, please be sure to notify me right away.
There are no written assignments for this course. There is a considerable amount of reading involved in this course, and I would prefer you spend your time with the books learning the material.
1). Credit Risk.
2). Portfolio Managers.
3). Rating Agencies.
4). Credit Analysis.
5). Asset based lending.
6). Credit risk models.
7). Corporate and Consumer Models.
8). Credit risk Migration.
9). Portfolio Approaches.
10). Credit risk derivatives.
11). Structured finance.
If you have any questions regarding this program, you may address
them to
admassistant@breyerstate.com.
An administrative faculty member will respond to all questions.